At American Community Bank, we take our customers' safety and information security very seriously, and your trust in us is extremely important. That's why we are offering you these resources to help you better understand how we, together, can best protect you and your accounts. The links below offer information you should find useful regarding your safety and security.
Security Tips from the FTC!
I'm a victim. What do I do now?
People whose identities have been stolen can spend months or years, and their hard-earned money, cleaning up the mess thieves have made of their good name and credit record. In the meantime, victims may lose job opportunities, be refused loans, education, housing or cars, or even get arrested for crimes they didn't commit.
If you ever know or suspect that you are a victim of identity theft or any sort of fraud, there are several things you should do.
Steps To Take to Report Identity Theft
- Contact one of the three major credit reporting agencies to report the fraud and request that they place a "fraud alert" on your account
- Equifax = www.equifax.com = 1-800-525-6285
- Experian = www.experian.com = 1-800-397-3742
- TransUnion = www.transunion.com = 1-800-680-7289
- Note: You only need to contact one agency, as they will then contact the other two
- Review your credit reports for other fraud that you may not have found yet
- Contact the police to report the crime and request a copy of the report
- Contact the Federal Trade Commission to make a report
- Contact your bank and let them know
- Contact any business likely to be affected and let them know
- Keep good records of everything you do, when you do it, and whom you speak with
- Visit this page on the FTC website: Recovering From Identity Theft
- Visit this website: www.identitytheft.gov