Privacy Policy

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income
• Account balances and payment history
• Credit history and credit score

HOW?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons American Community Bank chooses to share; and whether you can limit this sharing.

For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates' everyday business purposes information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes information about your creditworthiness

No

We don't share

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

Yes

Yes

To Limit Our Sharing

• Call 219-365-6700 and speak to a bank representative or
• Visit us online at www.acbanker.com

Please Note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice

Questions?

Call 219-365-6700 or go to www.acbanker.com

Who is providing this notice

American Community Bank of Indiana

How does American Community Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does American Community Bank collect my personal information?

We collect your personal information, for example, when you:

• Open an account or deposit money
• Pay your bills or apply for a loan
• Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

Why can't I limit all sharing?

Federal law gives you the right to limit only:

• sharing for affiliates' everyday business purposes - information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on the account.

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies

American Community Bank of Indiana does not share with our affiliates.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates we share with can include insurance, securities and investment service providers.

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include insurance companies and investment service providers.

WHY?

This notice is specific to the American Community Bank of Indiana Mobile Applications (hereafter App or Apps). The bank’s Mobile Apps may request access to information stored on your device, such as location, camera, contacts, biometrics, or other features you can utilize to enhance or simplify your user experience, improve service, or provide additional security to protect your accounts.

Understand that:

• Before granting access to this information, you will be prompted to give the App permission.
• If you do not wish to grant that permission, you may decline, but will not have access to certain features.
• If you later change your mind, your permissions can be updated in your device’s settings.

WHAT?

The types of information to which your App may request access can include:

• Location
• Camera
• Contacts
• Biometrics

HOW?

American Community Bank of Indiana uses security measures that comply with federal law to protect your personal information from unauthorized access and use. These measures include computer safeguards and secure files and buildings. The App information is retained in accordance with state and federal record retention laws.

Questions?

You may contact American Community Bank of Indiana at 219-365-6700 with questions relating to the App or the information included in this Mobile Privacy Notice.