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ACH Origination

electronic transfer

Streamline Your Payment & Deposit Processes

Finding ways to save money and minimize expenses is something every business owner looks to achieve. American Community Bank’s Automated Clearing House (ACH) services are focused on reducing your operational costs and improving efficiencies. This means your payments are distributed faster to your suppliers, vendors and employees, and your deposits are collected and distributed to your accounts faster. Please contact our business banking team to learn more about the benefits of ACH services.

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ACH Deposit Services

American Community Bank’s ACH services can benefit both you and your employees by allowing deposits to be managed digitally. Benefits to our ACH deposit services include:

  • Fewer checks to buy
  • Lower costs for check distribution
  • Eliminates time to print and sign checks
  • Greatly simplifies account reconcilement
  • Eliminates lost/stolen paycheck problems
  • Reduced storage space for canceled checks
  • Fewer incorrect pay amounts from typing checks
  • Easier payroll research
  • No need to make a trip to cash or deposit checks
  • Eliminates payroll problems for sick, traveling, or vacationing employees

ACH Payment Services

Managing how you make and receive payments is important to the success of any business. When you use ACH payment solutions from American Community Bank, you’ll enjoy the following benefits:

  • Lower costs for billing (invoice printing, return envelopes, postage, etc.)
  • Lower account charges for ACH items
  • Immediate access to the funds on the date due
  • Credit amount is known in advance
  • Eliminates time to create invoices
  • Fewer incoming checks to process
  • Improved accuracy over customer-written checks
  • Eliminates need to write and mail checks
  • Removes concern about late payments
  • Receive more payments on time
  • Reduces second billing notices