Easily Access Your Money
Stay connected to your checking account and make purchasing easier than ever with a contactless debit card from American Community Bank. We offer MasterCard debit cards that are accepted by retailers around the world. With our debit cards, making purchases in person and online is simple and secure.
Benefits to our debit cards include:
- Accepted by retailers throughout the world
- Contactless and EMV-chip technology for enhanced security
- Cards can be added to your mobile wallet with Apple Pay® or Google Pay™
- Use your card at ATMs to make cash withdrawals, transfer funds and check your balances
- Card transactions are viewable in digital banking (online banking and mobile app)
Contact the personal banking team at American Community Bank to learn more about how you can get your debit card.
Debit Card - Activate or Change PIN
Call 844-842-8347 to activate a new debit card (if you've misplaced the sticker that comes on the new card). This number can also be used to change your PIN on your new or existing debit card.
Lost or Stolen Debit Card
If you believe your card has been lost or stolen, call American Community Bank immediately during business hours and we will stop the use of your card immediately and order a new one for you. If you discover the loss/theft outside of normal banking hours, you have two options: you can use the bank's Mobile App to disable your debit card immediately and contact the bank as soon as you are able, or you can call 800-528-2273 (toll free, 24 hours a day, every day) and follow the instructions provided.
International Debit Card Usage
If you have plans to travel outside of the United States on a trip in which you intend to use your American Community Bank MasterCard Debit/ATM card, please make the bank aware of your plans about a week before you travel to request card activation for international usage.
Also, if you need or expect to make purchases with your MasterCard Debit/ATM card at businesses located outside the United States, please make us aware and request that we activate your card for international usage.
This is for your safety and protection, as many instances of fraud originate from outside of the country where it is difficult to police or prevent.
For ANY transactions outside of the United States, whether it is overseas or just in Mexico or Canada, we ask that you contact the bank, in person or in writing, before any expected transactions are attempted so that we can ensure that your American Community Bank MasterCard Debit/ATM card continues to work properly.
Your everyday, domestic use of your MasterCard Debit/ATM card remains unaffected. There is no need to do anything unless you are making plans to travel to or purchase items from outside of the United States.
In the event that fraud is ever suspected on your MasterCard Debit/ATM card, you may receive a phone call to verify transactions. Be advised that while you may be asked questions to confirm your identity, no one should EVER ask for your Card Number, PIN Number, or full Social Security Number.